USDA / Rural Development Loans
A no down payment loan option for those with low- to moderate-income levels.
Loan Programs
USDA / Rural Development Loans
Like FCM, the United States Department of Agriculture (USDA) believes that providing affordable homeownership possibilities promotes prosperity, which helps the communities thrive and improves the quality of life in rural areas.
USDA loans offer 100% financing for those qualify. Read below to see if you may be eligible.
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Location
Check Location EligibilityThe property must be in an eligible rural area. Check to see if a property is eligible using USDA's location eligibility tool by clicking the button below.
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Residency
The applicant must be a U.S. citizen, U.S. non-citizen national, or Qualified Alien
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Income
Check Income EligibilityThe household income must be less than 115% of the median area income. To see if your income qualifies, use USDA's income eligibility tool by clicking the button below.